Adobe Acrobat Reader (required to view PDFs)	With the first day of school fast approaching, DCA Commissioner Mintz offers New Yorkers tips to shop smart, and to teach their children a lesson that will last them a lifetime: financial responsibility. Read the press release Get Quick Lessons for Back-to-School Shopping (in PDF) Parents: Get Smart Money Lessons for Your Kids (in PDF) Padres: Obtengan Lecciones sabias de dinero para niños (en PDF) NYC Urges Stronger Disclosure Requirements in Lender Advertising DCA/OFE urged the Board of Governors of the Federal Reserve System to strengthen disclosure requirements for banks and credit card companies marketing overdraft protection and other financial products to consumers. Read DCA/OFE's comments regarding credit card and bank practices; overdraft fees; credit card products Get tips on how to avoid unnecessary banking fees Learn common credit card terms Get credit card tips NY Multi-County Enforcement Sweep Hammers Unlicensed Home Improvement Contractors DCA announced that New York officials conducted a three-county, five-week enforcement sweep against unlicensed contractors, together issuing nearly 700 violations, 17 criminal summonses or arrests, and more than 130 seizures of vehicles owned by unlicensed contractors. Read the press release Check whether a home improvement contractor is licensed File a complaint against a home improvement contractor Additional resources for homeowners Need a home improvement contractor or salesperson license? Online License Renewal Service Offered to business categories as licenses come due for renewal, DCA's Online License Renewal Service is making it faster and more convenient than ever for businesses to renew their licenses online, from anywhere and at any time. DCA's Online License Renewal Service Summer 2008's Must-Have Sidewalk Café Cocktails Results from the 3rd Annual Sidewalk Café Drink Mix-Off are in! Co-sponsored by DCA and the New York State Restaurant Association, the Mix-Off celebrates the City's booming outdoor dining industry. Looking to dine alfresco? Find a legally operating sidewalk café in your neighborhood Read the press release View event photos Get winning drink recipes and more DCA Held a Public Hearing on Process Server Practices in New York City Read the press release Need a process server license? Get more information Mayor Bloomberg and San Francisco Mayor Newsom Launch the Cities for Financial Empowerment Coalition Read the press release Visit CFE online NYC Urges FTC to Expand Guidelines in Marketing Environmentally Friendly Products In formal comments to the Federal Trade Commission (FTC), DCA seeks to stop businesses from misrepresenting environmental benefits in marketing, such as "energy efficient," which the agency found especially prevalent in the City's electronics and home improvement industries. Read DCA's comments to FTC Get more information from the FTC File a complaint about false advertising DCA Held a Public Hearing on Used Car Dealer Practices in New York City Read the press release Get Quick Car-Buying Tips Used Car Sales Consumer Guide (in PDF) False Advertising: How to Spot It and Read the Fine Print (in PDF) File a complaint against a used car dealer NYC Calls for Improved Marketing Standards for Energy Service Companies The New York State Consumer Protection Board (CPB) and DCA joined forces to petition the Public Service Commission (PSC) to establish stronger regulations and marketing standards for energy service companies (ESCOs) to protect consumers against aggressive and unsavory marketing tactics. Read DCA's comments to PSC PSC's response to DCA/CPB petition (in PDF) DCA/CPB petition to PSC (in PDF) Read the press release Visit CPB's Web site File your utility complaint with PSC DCA Seeks to Stop Account Freezes of Exempt Federal Benefit Funds DCA urged the U.S. Department of the Treasury's Office of the Comptroller of the Currency (OCC) to strengthen its guidelines to require banks to comply with federal law exempting federal benefit funds—such as Social Security and Veterans' payments—from garnishment orders and account freezes. Read DCA's Comments to OCC (in PDF) Contacted by a debt collector? Get quick tips (in PDF) Read DCA's Debt Collection Guide (in PDF) File a complaint against a debt collection agency	ACCESS NYC Affordable Housing Resource Center Career Opportunities Get the EITC Laws of the City of New York Licensed Tour Guides List (in PDF) NYC Council Milk Prices Report (in PDF) NYC Law Governing Income Tax Preparation NYS Voter Info Ready New York U.S. Consumer Product Safety Commission (Recall Information)
	New York City employees are not allowed to ask for or accept anything of value, such as money, gifts, or tips for doing their job. To report corruption, contact the NYC Department of Investigation by visiting DOI online.
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