ADOBE ACROBAT READER  (required to view PDFs)	Flexible Spending Accounts Program MSC Health Benefits Buy-Out Waiver Program Plan Details This program allows City employees who are covered under their spouses'/domestic partners'/parents' group health insurance through another employer's group plan, or through Medicare Part A and Part B, to waive their City health benefits and receive an annual incentive payment. Learn more Eligibility and Enrollment See what qualifies you to opt out of City health benefits and learn how to enroll in the program. Learn more Mid-Year Changes Certain qualifying events allow you to make changes to your Health Benefits Buy-Out Waiver Program status mid-year. Learn more Reinstatement of Benefits If you are currently enrolled in the Health Benefits Buy-Out Waiver Program but want to be covered by the City Health Benefits Program, find out what steps to take. Learn more Employees Currently on Waiver If you are currently waiving your City health benefits but have not yet enrolled in the Health Benefits Buy-Out Waiver Program, find out how to proceed. Learn more Agency Transfer and Leave of Absence If you switch agencies or take a paid or unpaid leave of absence, find out how to continue or cancel the Health Benefits Buy-Out Waiver Program. Learn more	Employee Assistance Programs (EAPs) EAPs are staffed by professional counselors who can help employees and their eligible dependents handle problems in areas such as stress, alcoholism, drug abuse, mental health, and family difficulties.   Learn More   PICA Program   NYC Employee Blood Program   Collective Bargaining Agreements   OPA Web site   NYC.gov
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