This page describes how you pay for coverage under the LTC Program.

Premiums
Premiums are the price you pay for insurance coverage.  With LTC insurance, your premiums are based on your age on the effective date of coverage, your benefit amount and additional options you may choose. 

Payment Methods
Premiums are automatically taken as mandatory payroll deductions for active employees and/or their spouse/dometic partner from the employee's paycheck.

Retirees and all other family members will be directly billed. Billing options for these participants are monthly Automatic Checking Account Deduction (ACAD) or payment by direct bill (Quarterly, Semi-annual, and Annual).

Click on the link below to download the form you need in order to notify the program administrator of any changes including changes regarding your employment status and billing option.
Long-Term Care Insurance Program Change Form