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Business insurance is a form of risk management essential to all businesses. As risk takers, entrepreneurs test their abilities in the marketplace every day. By reducing the financial consequences of fires, accidents, thefts or other unforeseen events beyond your control, insurance improves your odds. This document outlines the reasons why you should obtain insurance, a description of the types of coverage available, and the types of insurance providers in the industry as well as useful resources for deciding which insurance company is right for you.