The survivors of a deceased MBF member are provided basic City health insurance coverage, Dental benefits, Superimposed Major Medical coverage, and Vision Care benefits.

Please note that if the member was an employee of the State of New York, or the spouse/domestic partner is a City employee or retiree, survivors are then eligible only for MBF benefits (i.e., Dental benefits, Superimposed Major Medical coverage, and Vision Care benefits).

Survivors of New York State employees must contact the New York State Health Insurance Program for health benefits eligibility as a surviving spouse and may call the Department of Civil Service at (800) 833-4344 for further information.

Survivors who are also City employees must reinstate City health benefits for both the employee and eligible dependents by contacting their Agency benefits representative. Survivors who are City retirees must reinstate City health benefits for both the retiree and eligible dependents by contacting the Employee Health Benefits Program Retiree Division at (212) 513-0470.

MBF provides benefits to survivors for a period of three years from the date of the member's death. 

No. The cost of survivor coverage is fully paid by the Fund.

Coverage is provided to a surviving spouse/domestic partner and eligible dependent children of a deceased member.

A surviving spouse or dependent child should first notify the Fund of a member's death. Subsequently, the Fund will send an application form for completion. Coverage will be maintained retroactively to the date of the member's death pending receipt and approval of the application document(s).