The New York City Employee IRA



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Funding your NYCE IRA

There are two ways to put money in your NYCE IRA account: you can make contributions of earned income, and you can roll over assets. 


Contributions can be made in the form of a check or money order to be deposited into your NYCE IRA account.  You can also roll over assets, which are generally tax-free, as a distribution from a previous retirement plan or IRA.


IMPORTANT: Contributions to the New York City Employee (NYCE) IRA should be sent directly to the NYCE IRA lockbox. 2023 IRA contribution checks must be received in the lockbox no later than 3 business days prior to the tax filing deadline of April 15, 2024 (excluding extensions). Therefore, contributions sent to the NYCE IRA lockbox must be received by April 10, 2024 in order for your contribution to be attributed to tax year 2023.



Funding your Traditional NYCE IRA with regular contributions

Funding your Roth NYCE IRA with regular contributions 

Funding your Traditional NYCE IRA using a rollover 

Funding your Roth NYCE IRA using a rollover/conversion