Commuter Card

The NYC Commuter Card is a stored value card linked to your Edenred Commuter Benefits account. On your pay day the account gets funded by your payroll deductions that you assign according to your monthly commuting needs. Deductions up to $315 per month are pre-tax and over $315 per month are post-tax.

New and existing participants will be receiving a new contactless payment NYC Commuter Card before October 1, 2024. You will need to activate your card before you begin using it. More information will be posted soon about how to activate your card. Here are some convenient features of your new card:

• Tap and Go: Avoid waiting in line at a terminal to refill your card; tap your card at the contactless OMNY turnstile and go.
• Digital Wallet Compatibility: Use your new card in your mobile phone's digital wallet; no need to use your actual card at the turnstile.
• Transit and Parking Flex: Your transit and parking funds are now interchangeable on your new card.

Visit the Edenred website to see a list of where the Commuter Card will work.

The Commuter Card plan offers two options:

• Commuter Card – No Admin Fee
  • Monthly pre-tax payroll deduction: $132. This is a set deduction equivalent to the cost of the MTA 30-Day Unlimited Ride MetroCard.
    
  • Monthly administration fee: $1.50. The increase in the monthly fee (from $1.25 to $1.50 as of September 2024) will continue to be paid for by the City. Your paycheck deduction will remain the same. This is a taxable fringe-benefit.
  • There is a one-time $2.50 fee to issue you the card. This is a post-tax deduction.
  • There is a replacement fee of $2.50 to replace your card. This is also a post-tax deduction.

• Commuter Card – Unrestricted
  • Monthly pre-tax payroll deduction: any amount up to $315. Amounts exceeding $315 per month are taken post-tax.
  • Monthly administrative fee: $1.50. This is a $1.25 post-tax deduction and a twenty-five cent taxable fringe-benefit.
  • There is a $2.50 fee to issue you the card. This is a post-tax deduction.
  • There is a $2.50 fee to replace your card. This is also a post-tax deduction.
    

If you are also enrolled in the Park-N-Ride plan, you can choose to have both benefits available on the same card. Your transit plan and your parking plan will be funded to your Commuter Card separately, but the deduction amount going to each of the plans must be the same. These two funds will be maintained separately too, i.e. transit funds cannot be used for parking services and parking funds cannot be used for transit purchases.

Use the Edenred Calculator to calculate your estimated savings.

See Commuter Card FAQ.

Sign Up for the plan.