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Free Checking Accounts

City of New York employees, as well as NYCHA, DoE, and NYC Health + Hospitals employees, can benefit from free checking with Direct Deposit. The account features may include:

  • No monthly fees
  • No overdraft option for debit card purchases or ATM withdrawals
  • No or low minimum balance requirements
  • Free online banking and bill pay
  • Free in-network ATM withdrawals

To qualify, you should be enrolled in Direct Deposit and have a checking account in one of the banks listed below. You can open a new account or convert an existing account to a free checking account.

Participating Banks

Each of the banks listed below is offering free checking with Direct Deposit, but the offers may vary. Get more information about the offers for each financial institution by clicking on the links provided.